Is Mortgage Rates Reaching a Bottom?

The recent fluctuations in the mortgage market have left many homebuyers and borrowers wondering if rates have finally peaked. While experts differ on the exact trajectory, there are factors suggesting that we could be nearing a bottom. Interest rate trends indicate a potential pause in the pace of rises. Additionally, demand have shown some in

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Stricter Lending: A Wall Against Future Crashes?

The global financial landscape remains dynamic, prompting intense discussion about strategies to mitigate future crises. Stricter lending practices, characterized by heightened scrutiny of borrowers and demanding loan conditions, have been proposed as a potential solution. Proponents argue that such measures can curb excessive risk-taking by fin

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